305 rue Bay, Ayer's Cliff for sale
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305 rue Bay, Ayer's Cliff for sale
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$495,000
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Bungalow for sale

305 rue Bay Ayer's Cliff Estrie

No. 1094898

No Agents
Contact the owner Select the desired contact option among those that have been activated:
Phone
819-993-1710

Are you a real estate agent?

This person mentioned they are registered with the National Do Not Call List (DNCL).

NB: The owner requests that you not solicit them for the purpose of getting a listing agreement to sell their property. Thank you for respecting their choice to sell without an agent.

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Contact the owner Select the desired contact option among those that have been activated:
Send a message
Phone
819-993-1710

Are you a real estate agent?

This person mentioned they are registered with the National Do Not Call List (DNCL).

NB: The owner requests that you not solicit them for the purpose of getting a listing agreement to sell their property. Thank you for respecting their choice to sell without an agent.

2 bedrooms
2 bathrooms
2 levels
Living space area (basement exclu.) 1 277 ft² (118.64 m²)
Lot dimensions 12 097.56 ft² (1 123.9 m²)

Owners’ comments

Automated translation

Superb, turnkey property located in a true haven of peace, close to all the amenities of Lake Massawippi.

Large garden, bordered by mature trees provides great privacy, it is equipped with a large sunny terrace, a sun shelter and an above ground pool ideal for summer events.

Close to park, elementary schools, grocery store, daycares, bike path.

Kitchen, oak cabinets, propane gas stove.

Living room with wall-mounted air conditioning.

2 bedrooms with the possibility of a 3rd.

2 bathrooms

Fully finished basement with propane gas fireplace. Possibility to transform the large room into a bedroom by adding a window.

Heated garage

Right of access to the public beach for all owners of Ayer's Cliff.

Inclusions to discuss with the buyer

Complete Description
Complete Description

Property features

Property Style
Detached
Price Detail
No Agents
Asking Price
$495,000
Building dimensions
48.4x26.4 ft (14.75x8.05 m)
Municipal Assessment
$340,100
Year of construction
1985
Number of interior parking
1
Number of exterior parking
6

External facing:

  • Canexel wood fibre siding
  • Vinyl Siding

Heating source:

  • Electric
  • Propane gas

Kitchen:

  • Raised panel oak
  • Wooden cabinets
  • Dishwasher
  • Fridge
  • Double sink
  • Gas range

Equipment/Services Included:

  • Central vacuum
  • Shed
  • Stove
  • Fireplace
  • Ceiling fixtures
  • Ventilator
  • A/C
  • Barn

Bathroom:

  • Whirlpool Bath Tub

Basement:

  • Totally finished
  • Separate entrance

Renovations and upgrades:

  • Architecture of the facade
  • Decorative Columns
  • External facing
  • Floors
  • Roof
  • Gutters
  • Painting
  • Terrace
  • Landscaping

Pool:

  • Above ground
  • Outdoor

Garage:

  • Heated
  • Integrated
  • Garage door opener

Parking / Driveway:

  • Outside
  • Underground
  • Crushed Gravel
  • With electrical outlet

Location:

  • Near park
  • Residential area

Lot description:

  • Hedged
  • Fenced
  • Patio/deck
  • Landscaped
  • Blind alley

Near Commerce:

  • Supermarket
  • Drugstore
  • Financial institution
  • Restaurant
  • Bar

Near Health Services:

  • Medical center

Near Educational Services:

  • Daycare
  • Elementary school
  • High School

Near Recreational Services:

  • Golf course
  • Library
  • ATV trails
  • Ski resort
  • Bicycle path
  • Pedestrian path
  • Swimming pool

Complete list of property features

Room dimensions

Storey
Room
Dimensions
Flooring
Bathroom
Storey: 1st floor
Dimensions: 8' 4" x 9' 11" (2,54 m x 3,02 m)
Flooring: Ceramic
Bedroom 2
Storey: 1st floor
Dimensions: 13' x 12' 1" (3,96 m x 3,68 m)
Flooring: Laminate
Kitchen
Storey: 1st floor
Dimensions: 12' 1" x 17' 1" (3,68 m x 5,21 m)
Flooring: Ceramic
Living room
Storey: 1st floor
Dimensions: 12' 2" x 19' 1" (3,71 m x 5,82 m)
Flooring: Laminate
Bedroom 1 (Primary)
Storey: 1st floor
Dimensions: 9' 6" x 20' 11" (2,9 m x 6,38 m)
Flooring: Laminate
Bathroom
Storey: Basement
Dimensions: 8' 11" x 9' 4" (2,72 m x 2,84 m)
Flooring: Ceramic
Family room
Storey: Basement
Dimensions: 14' 5" x 21' 4" (4,39 m x 6,5 m)
Flooring: Ceramic
Garage
Storey: Basement
Dimensions: 14' 4" x 29' 5" (4,37 m x 8,97 m)
Flooring: Concrete
Bonus Room
Storey: Basement
Dimensions: 9' 3" x 13' 3" (2,82 m x 4,04 m)
Flooring: Ceramic

Calculator

Mortgage calculator

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Would you like a mortgage pre-authorization? Make an appointment with a Desjardins advisor today!

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Legal information

This online tool was created to help you plan and calculate your payments on a mortgage loan. The results are estimates based on the information you enter. They can change depending on your financial situation and budget when the loan is granted. The calculations are based on the assumption that the mortgage interest rate stays the same throughout the amortization period. They do not include mortgage loan insurance premiums. Mortgage loan insurance is required by lenders when the homebuyer’s down payment is less than 20% of the purchase price. Please contact your mortgage lender for more specific advice and information on mortgage loan insurance and applicable interest rates.

Calculator

Mortgage calculator

i

The price you agree to pay when you purchase a home (the purchase price may differ from the list price).

i

The amount of money you pay up front to secure the mortgage loan.

i

The interest rate charged by your mortgage lender on the loan amount.

i

The number of years it will take to pay off your mortgage.

5 years
10 years
15 years
20 years
25 years
30 years
i

The length of time you commit to your mortgage rate and lender, after which time you’ll need to renew your mortgage on the remaining principal at a new interest rate.

1 year
2 years
3 years
4 years
5 years
6 years
7 years
10 years
i

How often you wish to make payments on your mortgage.

Weekly
Bi-Weekly
Monthly
Mortgage amount
$396,000
My payments
$557 Weekly

Would you like a mortgage pre-authorization? Make an appointment with a Desjardins advisor today!

Get pre-approved

Legal information

This online tool was created to help you plan and calculate your payments on a mortgage loan. The results are estimates based on the information you enter. They can change depending on your financial situation and budget when the loan is granted. The calculations are based on the assumption that the mortgage interest rate stays the same throughout the amortization period. They do not include mortgage loan insurance premiums. Mortgage loan insurance is required by lenders when the homebuyer’s down payment is less than 20% of the purchase price. Please contact your mortgage lender for more specific advice and information on mortgage loan insurance and applicable interest rates.

Annual and Monthly costs

Summary of Expenditures
Monthly
Annual
Property taxes
$155.92
$1,871.00
School taxes
$14.33
$172.00
Electricity
$178.00
$2,136.00
Insurance
$151.06
$1,812.67
Other energy
$42.42
$509.00
Total known costs
$541.73
$6,500.76
More info on the costs involved in buying a property

The steps involved in buying a property

Could this property be “the one”? Here’s an overview of the steps involved in becoming the owner. These steps and the legal implications remain the same whether the property is purchased from an individual or through a broker.

1
Financing

One of the first things to do when looking for a property is to get a mortgage preapproval from a financial institution. The goal is to determine borrowing capacity, and as a result, the price range to be looking in.

2
Offer to purchase

The property suits the budget and needs? Time to submit an offer to purchase! This document sets out the price, the elements included in the sale, the possession date, the conditions of purchase and all other information relevant to the sale.

Need the form?

Documents to download

3
Conditions of purchase

The offer to purchase generally includes conditions. The most common are the property passing an inspection, the buyer providing proof of financing and the buyer selling their own property. Once the listed conditions are met, the property is considered sold.

4
Property transfer

The last step is to see a notary, who is generally chosen by the buyer. This real estate professional drafts the deed of sale and ensures that the interests of all parties involved are respected.

Once the deed of sale is notarized, the new owner gets the keys to the home. All that’s left is to move in!

More details on these steps

See our All about buying section.

$495,000
Apply for your Desjardins mortgage financing

Bungalow for sale

305 rue Bay Ayer's Cliff Estrie

No. 1094898

No Agents
Contact the owner Select the desired contact option among those that have been activated:
Phone
819-993-1710

Are you a real estate agent?

This person mentioned they are registered with the National Do Not Call List (DNCL).

NB: The owner requests that you not solicit them for the purpose of getting a listing agreement to sell their property. Thank you for respecting their choice to sell without an agent.

See it on the map
The steps involved in buying a property Buy
Print
Contact the owner Select the desired contact option among those that have been activated:
Send a message
Phone
819-993-1710

Are you a real estate agent?

This person mentioned they are registered with the National Do Not Call List (DNCL).

NB: The owner requests that you not solicit them for the purpose of getting a listing agreement to sell their property. Thank you for respecting their choice to sell without an agent.

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