For a lot of people, the main obstacle separating them from their goal of buying a home vs.renting is their financial situation. However, there are ways to prepare for buying a property.

New or used? This is a question people always ask themselves when thinking of buying a home.

Are you looking to buy your first home but can’t find anything on the market that meets your needs and fits your budget? The all-new First-Time Home Buyer Incentive, launched by the Canadian government on September 2, was created to help people like you achieve their dream.

When it comes time to buy or sell a property, buyers and sellers wonder if they’re in a seller’s market or a buyer’s market. The answer provides a good indication of how to proceed with their real estate project.

Good financial planning is important when you’re preparing to buy a house, since you need a down payment of 5% or more. Many first-time home buyers take advantage of the Home Buyers’ Plan (HBP) to get there.

A hidden (or latent) defect is something that is not easily detectable when you purchase a property, but that will hinder the normal use of a home and will generally decrease its value. Buyers and sellers equally fear the discovery of a hidden defect. But these nasty surprises are hard to predict.

Looking for your first home but don’t know where to start? Knowing your borrowing capacity is the first step toward making your dream of owning a home a reality.

Are you thinking of visiting a home for sale? We recommend checking certain information with the owner first.

Once you’ve signed a contract (offer to purchase) to buy or sell a home, it’s difficult to withdraw from the sale—whatever the reason.

A seller and a buyer agree on the purchase price of a property. So far, so good. An offer to purchase is made, pending a favourable inspection. However, during the inspection, the building inspector uncovers some defects. Major work will be required. Now what?

Using the services of a building inspector is probably the best precautionary measure you can take before buying a property. Although it’s not mandatory, a pre-purchase inspection will give the buyer peace of mind.

Some people have nightmares about hidden defects. But a better understanding of the legal warranty could help make sure they get a good night’s sleep. Above all, it means buyers can look for their dream home with peace of mind.

When we see a home for sale “without legal warranty,” we automatically think it must have a lot of issues. But that’s not necessarily the case. This term is commonly used with estate sales or foreclosed homes.

Purchasing a cottage requires a certain level of preparation, similar to acquiring a new home.

Planning on going to or organizing an open house soon? Read our team’s tips and make the most of this big event.

You just visited a home and, at first glance, you just didn’t like it: the yard was neglected, the decor was straight out of a previous decade and the owner has put up heavy curtains that block all the light.

Want to buy a house but are waiting for that golden opportunity? That’s great, but telling a great deal from a lemon requires at least a basic understanding of real estate.

Has the time come for you to meet a financial advisor or mortgage broker to apply for a mortgage? If so, you’ll need to provide certain information so they can assess your credit file and learn more about your financial situation.

When a property in Quebec sells, the buyer must pay the real property transfer tax, better known as the “welcome tax.”

About to buy your first property? You’ll soon be talking about mortgages with financial advisers from various banks. Here’s a glossary to familiarize you with the terms and conditions you’ll be negotiating in your mortgage contract.

You’ve found your dream home and you’re ready to buy! Here’s how to make a formal offer to purchase to the owner in a few simple steps.

When you’re looking for a condo, one of the first things you should check is whether the property is divided or undivided co-ownership. Depending on the type you choose, the implications will be different.

Thinking of buying a divided co-ownership property, more commonly known as a condo? You should be aware that there is a charter setting out all the regulations for the building. It’s called the Declaration of Co-Ownership.

Visiting a home is a natural step in the process of buying a property. Not only do you have to check whether it’s in good condition, but you also have to determine whether it meets your needs.

Homeowners know their house best. To make sure that a property really meets your needs and is in good condition, you should feel free to ask the owners certain questions.

The best way to have your moving day go smoothly is to be well-prepared. Turn a stressful, tiring day into a productive one with these tips. They will help you work efficiently and get settled into your new home as soon as possible.

The steps to becoming a homeowner are not the same everywhere you go. Just within Canadian borders, these steps vary from one province to the next.

When your buyer is a homeowner wanting to buy a new home, that buyer will make the offer to purchase conditional on the sale of their existing property. It’s important to understand that, as long as the conditions of that offer aren’t met, you can keep looking for a new buyer.

Without a doubt, condos have taken on a new popularity in Quebec. Condominiums are quickly surpassing the traditional family home for first-time buyers.

When planning to move, many owners wonder: is it better to sell your current home before looking for a new one, or to find a new place before selling? Unfortunately, there’s no one-size-fits-all answer.

When preparing to write the Offer to Purchase for a home, the buyer must talk with the owner and reach an agreement on various points.

The final, compulsory step in every real estate transaction in Quebec takes place at the notary’s office. This is when the buyer and the seller formally confirm the bill of sale. And often during this appointment, the house keys are handed over to the new owner.

Have you outgrown your apartment? Becoming a homeowner might be the solution. But you should be aware that this change will require a certain investment.

The moment you’ve been waiting for is finally here! Someone wants to make an offer on your home! The Offer to Purchase is a contract that binds you to the buyer and is required by the notary to prepare the bill of sale.

In Quebec, all real estate transactions have to go through a notary. The buyer usually chooses which one to go to.

With the weather warming up, are you starting to think about your summer projects? Whether you’re thinking about going on a hike or a trip, or renovating your home or moving to a new one, you’re not alone!