125 chemin des Pointes, St-Urbain for sale
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125 chemin des Pointes, St-Urbain for sale
$200,000
Apply for your Desjardins mortgage financing →

Cottage for sale

125 chemin des Pointes St-Urbain Charlevoix

No. 1060397

Lake Access
Contact the owner Select the desired contact option among those that have been activated:
Phone
418-240-0001
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The steps involved in buying a property Buy
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Contact the owner Select the desired contact option among those that have been activated:
Send a message
Phone
418-240-0001
2 bedrooms
1 bathroom
1 level
Living space area (basement exclu.) 621 ft² (57.69 m²)
Lot dimensions 40,000 ft² (3,716.12 m²)

Owners’ comments

Automated translation

Take advantage of this refuge in a corner of paradise this summer!

Cottage in a peaceful, intimate and completely wooded area.

On Chemin de la Pointe, at the entrance of the Sentier des Florents de Charlevoix and a few minutes from the entrance to the Grands-Jardins Park.

Experience a total change of scenery, while being close to the services of the village of St-Urbain and 15 km from downtown Baie-St-Paul.

The cottage offers two bedrooms, is insulated 4 seasons, and the 1 km access path from the 381 makes it easy to get there in any season (on foot or by snowmobile in winter, since it is not plowed).

The septic tank, drain field, chimney, and propane water heater were all installed in 2023.

Complete Description
Complete Description

Property features

Price Detail
Lake Access
Asking Price
$200,000

External facing:

  • Wood

Heating source:

  • Wood stove
  • Propane gas

Equipment/Services Included:

  • Shed
  • Purification field
  • Septic tank
  • Ceiling fixtures
  • Stove

Location:

  • No backyard neighbors
  • Residential area

Lot description:

  • Water Access
  • Water view
  • Patio/deck
  • Lake

Complete list of property features

Room dimensions

Storey
Room
Dimensions
Flooring
Bathroom
Storey: Main floor
Dimensions: 10' x 6' (3,05 m x 1,83 m)
Flooring: Other
Bedroom 1 (Primary)
Storey: Main floor
Dimensions: 10' x 7' (3,05 m x 2,13 m)
Flooring: Other
Bedroom 2
Storey: Main floor
Dimensions: 10' x 7' (3,05 m x 2,13 m)
Flooring: Other
Kitchen
Storey: Main floor
Dimensions: 10' x 6' (3,05 m x 1,83 m)
Flooring: Other
Open concept
Storey: Main floor
Dimensions: 27' x 13' (8,23 m x 3,96 m)
Flooring: Other

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Legal information

This online tool was created to help you plan and calculate your payments on a mortgage loan. The results are estimates based on the information you enter. They can change depending on your financial situation and budget when the loan is granted. The calculations are based on the assumption that the mortgage interest rate stays the same throughout the amortization period. They do not include mortgage loan insurance premiums. Mortgage loan insurance is required by lenders when the homebuyer’s down payment is less than 20% of the purchase price. Please contact your mortgage lender for more specific advice and information on mortgage loan insurance and applicable interest rates.

Calculator

Mortgage calculator

i

The price you agree to pay when you purchase a home (the purchase price may differ from the list price).

i

The amount of money you pay up front to secure the mortgage loan.

i

The interest rate charged by your mortgage lender on the loan amount.

i

The number of years it will take to pay off your mortgage.

5 years
10 years
15 years
20 years
25 years
30 years
i

The length of time you commit to your mortgage rate and lender, after which time you’ll need to renew your mortgage on the remaining principal at a new interest rate.

1 year
2 years
3 years
4 years
5 years
6 years
7 years
10 years
i

How often you wish to make payments on your mortgage.

Weekly
Bi-Weekly
Monthly
Mortgage amount
$160,000
My payments
$225 Weekly

Would you like a mortgage pre-authorization? Make an appointment with a Desjardins advisor today!

Get pre-approved

Legal information

This online tool was created to help you plan and calculate your payments on a mortgage loan. The results are estimates based on the information you enter. They can change depending on your financial situation and budget when the loan is granted. The calculations are based on the assumption that the mortgage interest rate stays the same throughout the amortization period. They do not include mortgage loan insurance premiums. Mortgage loan insurance is required by lenders when the homebuyer’s down payment is less than 20% of the purchase price. Please contact your mortgage lender for more specific advice and information on mortgage loan insurance and applicable interest rates.

Annual and Monthly costs

Summary of Expenditures
Monthly
Annual
School taxes
$2.69
$32.33
Property taxes
$57.40
$688.76
Total known costs
$60.09
$721.08
More info on the costs involved in buying a property

The steps involved in buying a property

Could this property be “the one”? Here’s an overview of the steps involved in becoming the owner. These steps and the legal implications remain the same whether the property is purchased from an individual or through a broker.

1
Financing

One of the first things to do when looking for a property is to get a mortgage preapproval from a financial institution. The goal is to determine borrowing capacity, and as a result, the price range to be looking in.

2
Offer to purchase

The property suits the budget and needs? Time to submit an offer to purchase! This document sets out the price, the elements included in the sale, the possession date, the conditions of purchase and all other information relevant to the sale.

Need the form?

Documents to download

3
Conditions of purchase

The offer to purchase generally includes conditions. The most common are the property passing an inspection, the buyer providing proof of financing and the buyer selling their own property. Once the listed conditions are met, the property is considered sold.

4
Property transfer

The last step is to see a notary, who is generally chosen by the buyer. This real estate professional drafts the deed of sale and ensures that the interests of all parties involved are respected.

Once the deed of sale is notarized, the new owner gets the keys to the home. All that’s left is to move in!

More details on these steps

See our All about buying section.

$200,000
Apply for your Desjardins mortgage financing →

Cottage for sale

125 chemin des Pointes St-Urbain Charlevoix

No. 1060397

Lake Access
Contact the owner Select the desired contact option among those that have been activated:
Phone
418-240-0001
See it on the map
The steps involved in buying a property Buy
Print
Contact the owner Select the desired contact option among those that have been activated:
Send a message
Phone
418-240-0001
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